Excited to move into your new home? Before you do, make sure you are not easily grabbing the discount offered by the seller. You might be getting more than what you expect, such as structural problems and necessary repairs that will exceed your budget. Below is a couple of things that you need to check before sealing the deal:
Blueprints of the house
Ask if you can see the blueprints of the house. You need to see any enclosures and hidden rooms that the house has. There may be secret passages that old owners only know. This is important to ensure you and your family’s safety.
House history
A new home may not be new after all. Devote some time to check its history. Go to the public library nearby and check for news about the new house you are moving into. While you can always check online for the history of your new home, the possibility of the information removed from the web should be considered. This is a vital step as no one wants to dwell in a home that comes with a “colorful” memory.
Location and neighbors
Location is perhaps one of the first considerations that you had when you decided that you want a particular house. However, you should take the time to drop by and see the type of neighbors that you will have. A good neighborhood has involvement in keeping the community safe for all residents. This can be seen in the neighborhood’s active participation in community service projects. If there is none, then the nearest store can offer some insights into the type of neighbors that you will have.
Repairs and renovations
One of the most important aspects to consider is the presence of any repair or renovations that you may need to do in the new house. Look at the molds that have been hidden by a coat of paint. Get some information on how to test for the presence of hazardous chemicals that may be present within the walls of your new home. This part may prove to be tedious, but it will save you and your family future expenses and medical problems.
Insurance
Ask if the house is insured. Review the policy and ensure that it is updated, especially if is part of the package the real estate agent is offering. If not, then you should consider getting a policy for future issues like fire or flood or any force of nature.
Consider consulting a public claims adjuster if you know one to ensure you are making the right choice. A public claims adjuster will help determine the contents of the policy you are getting in layman’s terms. Ask questions and make sure that everything is clear to you, so you are better prepared for any future foreseeable losses.
Moving to a new home is an exciting change. The excitement may cloud all other issues that you need to consider. When the above-mentioned considerations get skipped, you and your family will not be aptly prepared to address unpreventable circumstances.